Privacy Policy

Before using Zoe's Kakemoney you are required to acquaint yourself with the Terms of Use (“Terms”) and this Privacy Policy (“Policy”). The Policy forms an integral part of the Terms and all definitions and names shall have the respective meaning defined therein. By downloading, installing, using or otherwise accessing Zoe's Kakemoney, you are expressing your acceptance and willingness to be bound by the Terms, including the Policy.
You may not use Zoe's Kakemoney if you don't accept the Terms.

Personal data processing

You agree that your username, e-mail address, personal financial information (limits and expenses), language preference and location (collectively referred as “Personal Data”) may be processed by Caeteris Paribus Solutions S.L.U. (“CPS”), with its registered office at C/Quart 23-6. 46001 Valencia, Spain. NIF: B98550312

You agree that you provide all your Personal Data voluntarily.

You agree to provide accurate, truthful and current Personal Data and keep it up to date.

Purpose of the processing

The purpose of processing of your Personal Data lies mainly in setting up and keeping your Zoe's Kakemoney account and ensuring features like e.g. server synchronization or sharing information with other users. However, CPS may also process your Personal Data in order to improve your experinece and further develop Zoe's Kakemoney, to extract anonymous data and to communicate with you.

Term of the processing

Personal Data is being processed while you use the Zoe's Kakemoney account and until your consent to the processing is withdrawn and the account deleted.

No forwarding

CPS does not provide Personal Data to third parties, except as required by the applicable laws. However, Personal Data may be processed for CPS by third parties, but only for the purposes specified in this Policy, on a basis of written contract and under statutory conditions.

Sharing your data with other Zoe's Kakemoney users is completely under your control

Communication and Offers

You hereby agree that CPS may use the Personal Data provided by you to send commercial offers and communication with respect to Zoe's Kakemoney, related services or services of business partners associated with CPS.

Payment information

CPS does not store any of your payment information. When you make purchases through Zoe's Kakemoney, your credit card information and other data are collected and stored only by third party payment processors.

Contact information

If you have any queries relating to the protection and security of your data or any other issue, please contact CPS at Zoe's Kakemoney

Information, correction and deletion

You hereby acknowledge that you are entitled to withdraw your consent to the processing of your Personal Data at any time, you have the right to access, correct or discard your Personal Data or remove them if misleading. Furthermore, you are entitled to contact CPS by emailing us at the email address in ‘Contact information’ above.


Some of the Zoe's Kakemoney features may access and collect your current location data, including GPS coordinates or other similar information regarding the location of your device. Some features of Zoe's Kakemoney may not function properly if use of location data is blocked or disabled.

Technical and Anonymous Data

You hereby agree that CPS may collect and use technical data, including but not limited to information about your mobile device and system, internet connection or your use of Zoe's Kakemoney application. The purpose of the collection of technical data is to ensure quality, increase your comfort and further analyse and develop Zoe's Kakemoney and related services.

You also agree that CPS may anonymize and collect other data in connection with the data you enter or upload to Zoe's Kakemoney and use it for the purpose of anonymous analyses and statistics.

You agree that the anonymous data may be disclosed or sold to third parties, including outside the territory of the European Union.

Data security

Your Personal Data is stored and processed automatically in the electronic form on the secure servers with firewall protection and physical security measures. Servers are located exclusively in the Germany, so CPS has to comply with the high data protection standards of the European Union. CPS currently does not export data to third parties outside the European Union.

However, you agree that in the future CPS may decide to transfer your Personal Data abroad, including outside the territory of the European Union.

You acknowledge, that even CPS uses all standard security measures, the security of your Personal Data and other information can't be guaranteed.

Changes to this Privacy Policy

We may amend this Privacy Policy from time to time. Use of information we collect is subject to the Privacy Policy in effect at the time such information is used. If we make changes in the way we use Personal Information, we will post the changes to the Zoe's Kakemoney website and/or send you an email prior to the change becoming effective.